Even though renting in the Netherlands offers flexibility and certain rights, buying a property is considered a good financial investment. However, there are a lot of things to take into account.
Why buy a house in the Netherlands?
Here are a few reasons why you should buy a house in the Netherlands:
- Pride of ownership; owning a house offers a sense of stability and security.
- Control over the property (decoration changes, pets, noisy activities etc.).
- Great financial incentives / tax benefits.
- Can be a smart investment.
Property buying checklist
Buying a house is an important financial decision, so it’s crucial to prepare yourself by doing some research beforehand. Here is a checklist of all the things you should consider when buying a house in the Netherlands.
Taxes & Costs
There are a lot of costs involved when buying a house. Make sure you are aware of the financial implications; keep yourself informed of the taxes and costs of buying a house in the Netherlands.
Buying a house to rent out
Foreigners can purchase property in the Netherlands, whether they remain residents or live remotely. This means you do not have to sell your house if you return home or have to leave the country. You can rent it out for extra income instead. Please note, rental contracts are pro-tenant, so make sure that you know what your obligations are as a landlord and what you can expect from your tenants.
Real estate agents in the Netherlands
If you don’t have the time to track down a suitable house to buy and do all the subsequent negotiations, perhaps it’s a good idea to contact a real estate agent. It will save you a lot of time. Find out how real estate agents in the Netherlands work.
Mortgages in the Netherlands
Do you qualify for a mortgage in the Netherlands? What types of mortgages are there to choose from? Read our guide to Dutch mortgages for expats to learn more.
Residential premises insurance
Here are some residential premises insurance providers in the Netherlands.
Home / Household insurance
Household contents insurance covers damage caused by burglary, fire etc.
- De Goudse Verzekeringen (customer service by European insurance in English)
- Lemonade (in English)
- OHRA
- Centraal Beheer
- ABN AMRO
