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Bank account fees in the Netherlands 20 percent higher than two years ago
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Bank account fees in the Netherlands 20 percent higher than two years ago

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© 2025 IamExpat Media B.V.
© 2025 IamExpat Media B.V.
Aug 8, 2024
Simone Jacobs

Editor at IamExpat Media

Editor for the Netherlands at IamExpat Media. Simone studied Genetics and Zoology at the University of Pretoria in South Africa before moving to the Netherlands, where she has been working as a writer and editor since 2022. One thing she loves more than creating content is consuming it, mainly by reading books by the dozen. Other than being a book dragon, she is also a nature lover and enjoys hiking and animal training. Read more

Account fees at Dutch banks have risen more than 20 percent in the past two years, as reported by the financial research agency MoneyView.

Dutch bank account fees on the rise

Between 2022 and 2024, bank account fees have increased by over 20 percent. At the same time, the cost of a second bank card has more than doubled and those with accounts for their business pay 11 percent more. 

Many banks have received criticism from the Dutch Consumers’ Association (Consumentenbond) about high bank fees, especially after ABN Amro and ING increased their rates. The Consumentenbond reported that these banks have more than doubled their bank fees in five years.

Dutch banks blame interest rates for fee hikes

Several years of low interest rates have been used as one reason for banks in the Netherlands to increase their account fees. Others include the high costs of innovation and putting measures in place to prevent money laundering.

According to MoneyView, these motivations are less valid than what they used to be. Banks have raised their interest rates significantly in the past two years and “the Dutch Banking Association has now developed new standards for more targeted investigation in the context of detecting money laundering and terrorist financing,” said MoneyView. 

Despite criticism about the higher account fees, especially at large Dutch banks such as ABN Amro and ING, the rise in rates has not slowed.

Thumb image credit: TasfotoNL / Shutterstock.com

By Simone Jacobs