Do you dream about a new home? A wonderfully spacious kitchen to do some great cooking? Or do you feel it’s about time to upgrade the attic to an inspiring home office where you really enjoy working?
Now is the moment to gain clarity and get focused! And we are happy to help you with that. We also want to give you the lowdown on what's happening in the world of mortgages. So please continue reading for some interesting developments for the coming year that may help you make your dreams come true.
The Dutch government is concerned with improving the position of buyers - mainly those of starters. They have introduced three measures in order to help do this:
An advantage for young starters; this can save several thousand euros! The 2 percent transfer tax expires on a purchase price of a house up to 400.000 euros.
This means that you have a National Mortgage Guarantee for a home with an appraised value of up to 355.000 euros, and you can claim favourable mortgage conditions up to a higher amount than in 2021!
Buyers might also get a longer cooling-off period to withdraw from a sale, even without a specific reason. At the moment, this period is still three days after the signing of the purchase contract, but it may become 10 days. It is still uncertain, unfortunately, but we hope to keep you informed of this development in the future.
The government also offers opportunities and subsidies to help make homes more sustainable. Two important things to keep in mind are:
In short, if you live in a 1930’s house and are considering (with the higher energy prices in mind) to improve the sustainability of your home, then this is a good year to delve into this!