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Will working from home change where we choose to live?
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The coronavirus pandemic and the subsequent lockdowns have forced people to work from home as much as possible, meaning fewer people have to commute to the office. Kenneth Leenders, chief executive of Expat Mortgages, explains the benefits of a house in the country.


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Contact Expat Mortgages today!
Kenneth Leenders
Kenneth Leenders was born on St Martin, a small island of the Dutch Antilles where he lived for almost 8 years. At that point, his parents decided to move back to the Netherlands to give Kenneth and his two younger brothers a chance on better education. In 2012 Kenneth was an intern for Amsterdam Expat Services, which was an initiative of Expat Mortgages and several other partners. After completing the internship successfully, Expat Mortgages decided to continue the cooperation with Kenneth during the last phase of his study. In 2014 Kenneth obtained his ‘Bachelor of Science’ and from that point, Kenneth was a full-time employee of Expat Mortgages. Currently, he is following the Executive Program for Business Studies at the University of Amsterdam and since 1 January 2018, he became CEO and Partner of Expat Mortgages.Read more

Will working from home change where we choose to live?

Paid partnership
Mar 17, 2021
Paid partnership

Change in the housing market

Offices are shut once more, and while some people find innovative places to work from, such as park benches or hotels, for others taking calls in the broom cupboard at home has driven them to distraction and they are looking for a house with more rooms.

According to Kenneth Leenders, chief executive and partner at Expat Mortgages, the housing market is booming but also changing during the Covid pandemic. Instead of feeling they need to be within an easy commute of the office, people are increasingly weighing up the advantages of getting more for their money, further away.

“Many expats and internationals who come to the Netherlands want to live in or near to the city centre because they want to enjoy the fast life and energy that comes with it, or often, more importantly, because they want to live close to the office and save time travelling,” he says. “But due to corona, we have been forced to spend most of our time at home and noticed how important "space" could actually be. Whether this is the space inside (a comfortable, quiet working space) or outside (a nice garden to enjoy the weather and fresh air), we started to appreciate what we have… or it became clearer what we desire.”

Time to move out of the city?

Although banks were predicting that the housing market would take a hit by the end of the year, actually the opposite has happened. NVM estate agent association figures show that house prices went up by 11,6 percent in the third quarter of 2020, the greatest year-on-year jump in 20 years. At the same time, 14,4 percent more homes were sold than at the same time last year.

Up until recently, Statistics Netherlands (CBS) figures have shown that as the Dutch population expanded to more than 17 million people, the greatest growth was around the four big cities of the Randstad, Amsterdam, Rotterdam, The Hague and Utrecht. But Leenders believes that the experience of being forced into a new way of working will drastically alter the office world in the future so that we all spend more time working from home – and be less likely to live in the city.

“I strongly believe that we will not be going back to how it was: it is proven that a great deal of our work can be done online and I believe many employers will see the benefit of this in the long term,” he says. “Not only for the employers themselves (saving costs) but also for the employee (more flexibility and productive hours) and even the environment (less use of polluting transport).

“I also believe it will change our way of thinking about our home situation if we are expected to work from home 50 to 60 percent of our time. Will it really be that important to live and work in the city? Or will we appreciate the extra space, lower price and more quiet home environment an hour and a half away from work? Many of us will ask ourselves these questions, leaving open the possibility to move out.”

Live cheaper in the country

Expat Mortgages has helped many expats and internationals buy a home in the Netherlands and in recent years has seen more and more choosing to live in the suburbs or outside cities. When you look at the figures, there’s a clear argument: right now, house prices in Amsterdam are 5.790 euros per square metre on average, twice the cost of the 2.892 euros per square metre you’d typically pay in the rest of the Netherlands.

Leenders points out that travel is also relatively quick in this compact country. “Our experience shows that a significant number of expats and internationals move to the cities because they were used to this in their home country or the previous country they lived,” he says. “But big cities around the world are mostly much "bigger" than is the case in the Netherlands. Living in and working in London could still mean travelling an hour and a half to work while living and working in Amsterdam or Rotterdam could mean travelling for a third of that time. We inform people about this significant difference and motivate them to expand their borders and look more outside of the city, where prices are lower and their investment could even be more valuable.”

Time to buy

His experience is that employers should think about this too. “We try to help employers that are attracting expats to the Netherlands to manage expectations before their new employees move here, and make sure that they will not get disappointed when they find out the supply is lower and the prices much higher than they expect,” he says.

Although predictions of a fall in house prices from the banks have not happened, Leenders adds that now is a good time to buy for people who are sure they want to stay for a time. “Our clients say that this is their chance: where there are normally 40 viewings, there are 20, and instead of 10 bids, there are five. Clients who have just been looking for a couple of weeks are getting their offers accepted. It is extremely busy!”

Expat Mortgages specialises in helping expats buy their perfect home in the Netherlands. Their team of independent mortgage advisors works closely with clients, allowing them to tailor their service to your requirements. With offices in Amsterdam, Haarlem, The Hague, Rotterdam and Eindhoven, Expat Mortgages is on hand to help you wherever you are in the Netherlands.
Contact Expat Mortgages today!
By Kenneth Leenders