Private insurances
› Liability insurance
Protects you from claims initiated by another party.
› Household contents insurance
Covers damage caused by burglary, fire etc.
› Life insurance
Compensates your family in case of your death. Be extremely careful when choosing a life insurance; contacting different providers and / or independent advisors is highly recommended.
› Accident insurance
Compensates you or your family in case of accident or death.
› Travel insurance
Extremely useful for expats (and their families) who travel frequently. Covers costs of flight cancellations, luggage loss and theft, medical costs etc.
› Residential premises insurance
Compulsory insurance for expats who buy a house in the Netherlands.
› Income insurance
Covers loss of income in case of death, disability or unemployment.
› Legal assistance insurance / Aid insurance
Covers costs of legal disputes such as social and labour issues, consumer conflicts and housing disputes.
› Life insurance mortgage
Usually required for a mortgage.
› Motor vehicle insurance
Mandatory for all vehicle drivers (at least for third party liability). The All Risk insurance pack covers pretty much everything but there are some more packages to choose.
› Survivor Insurance
The Dutch government offers coverage to orphaned children and people whose partner passed away. However, this supplement is limited and thus, the survivor insurance balances the loss of income.
› (Foreign) Funeral insurance
For those expatriates who wish to be buried in their homeland.
