The Dutch healthcare system

The Dutch healthcare system is divided into three compartments:
 Long-term care for chronic conditions
 Basic and essential medical care, from GP visits to short-term hospital stays and specialist appointments or procedures
› Supplementary care (e.g. dental care, physiotherapy, cosmetic procedures)

Long-term care, including disability costs like wheelchairs, is covered by mandatory state insurance.

All regular (short-term) medical treatment is paid for by mandatory private health insurance. Supplementary care may be covered under health insurance, depending on the policy, or be paid for out of pocket.

Dutch health insurance

The first step in healthcare in the Netherlands is to purchase Dutch health insurance.

It is mandatory for everyone to purchase at least a base level of insurance and you must do so within four months of arrival, even if you already have an existing policy that covers you in the Netherlands.

Want to leant more? Check out our Dutch Health insurance section

Doctors & GPs

General practitioners are your first point of contact for healthcare in the Netherlands, as they provide referrals to all specialists and, if necessary, to hospital. Registering with a local practice is one of the first things you need to do.

For more have a look as our Doctors & General Practitioners (GPs) section.

Hospitals in the Netherlands

Hospitals in the Netherlands fall into three categories:

 academic, for specialist care and research

 teaching, for training healthcare practitioners
› general, for less specialised care.

They all provide a high level of care, but they are moving to greater specialisation in different areas. 
Learn more about Hospitals in the Netherlands.

dutch healthcare system

Medicine & Pharmacies

Prescription medicines are only available from an apotheek or pharmacy. You will need to register with your local pharmacy to fill prescriptions.

Learn more about Medicine & Pharmacies in the Netherlands.

Medical emergencies

In the case of an emergency, call 112 for an ambulance. At the hospital, accident and emergency is SEH (Spoedeisende Hulp), or you can go to first aid EHBO (Eerste Hulp Bij Ongelukken).

Try calling your GP first in the case of urgent matters, as they can alert the hospital that you are coming and what treatment you may need.

If your GP is not available, then you should call the Huisartsenpost (family doctor post) in case the matter is something that can be handled without involving hospital care. Contact details vary in each region. To check yours, internet search "huisartsenpost" with your city name.

If you do not need an ambulance, but are in urgent need of medical advice and:
 you are not registered with a GP
 you cannot reach your GP, or
 it is out of hours

You can call the Central Doctors’ Service on +31 (0) 20 592 34 34. The help line is open evenings, weekends and public holidays.

Learn more about 112 or see the most important emergency contacts in the Netherlands.

Healthcare insurance in the Netherlands: an overview

Not sure how Dutch healthcare insurance works? Here's what's covered in the basic policy and what other policy types are available in the Netherlands.

Dutch health insurance premiums set to rise in 2015

The monthly premium for Dutch health insurance looks likely to increase by about 10 per cent in 2015. The compulsory 'eigen risico' will also go up.

Amsterdammers avoid health treatment due to costs

People are avoiding medication, lab research or a visit to a specialist because of increased insurance costs, an inspection of Amsterdam doctors found.

Dutch health forecasts for 2030 released

Report by Dutch government predicts Dutch life expectancy to increase, more chronic illness, less smoking and dementia as a leading cause of death by 2030.

Dutch doctors strike to protest health insurance change

Dutch general practitioners are protesting proposed changes that will force patients to only use medical practitioners approved by their health insurer.

Emergency treatment in Dutch hospitals 10 times cost at GP

Dutch hospital emergency departments may charge up to 10 times more than a local doctor for simple treatments; costs not always covered by health insurance.

Healthcare premiums could go up by 20 per cent in 2015

Changes to the Dutch healthcare system this year will increase healthcare insurance premiums significantly in 2015, warn unions and employer groups.

Cheap health insurance carries large risks

The cheapest Dutch health insurance policies carry huge financial risks if you are treated at a hospital not on its list of approved providers.

Dutch health insurers squeeze health providers

Large Dutch health insurers are under fire for paying healthcare providers too little.

The Dutch are very health conscious

Around three-quarters of Dutch people see their GP and dentist at least once a year.

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