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Dutch to English mini mortgage dictionary

Individual financial planning experts Finsens translate common mortgage expressions and phrases from English to Dutch.

 Additional credit regulation – Bijleenregeling
 Annuity mortgage – Annuïteiten hypotheek
 Application form – Aanvraagformulier
 Bank guarantee – Bankgarantie
 Building costs – Stichtingskosten
 Civil-law notary – Notaris
 Commitment fee – Bereidstellingsprovisie
 Completion statement – Nota van afrekening
 Condition precedent – Ontbindende voorwaarden
 Conditions of insurance – Verzekeringsvoorwaarden
 Costs for the purchaser’s account – Kosten koper
 Declaration by employer – Werkgeversverklaring
 Deed of conveyance – Leveringsakte
 Disability coverage – Arbeidsongeschiktheidsdekking
 Early redemption – Vervroegde aflossing
 Endowment mortgage – Levenhypotheek
 Extra costs – Meerwerk
 Fixed interest – Vaste rente
 Fixed interest period – Rentevaste periode
 Forced-sale value – Executiewaarde
 Income tax return – Aangifte inkomstenbelasting
 Instalment – Aflossing(stermijn)
 Interest, interest rate – Rente
 Interest-only mortgage – Aflossingsvrije hypotheek
 Investment mortgage – Beleggershypotheek
 Life insurance – Levensverzekering / Overlijdensrisicoverzekering
 Market value – Vrije verkoopwaarde
 Mortgage – Hypotheek
 Mortgage application – Hypotheekaanvraag
 Mortgage conditions – Hypotheekvoorwaarden
 Mortgage debt – Hypotheekschuld
 Mortgage deed – Hypotheekakte
 Mortgage loan – Hypothecaire lening
 Mortgage payments – Hypotheeklasten
 Mortgage with life insurance – Levenhypotheek
 Net monthly costs – Netto maandlasten
 Notional rental value for owner-occupiers Eigenwoningforfait
 Passport Paspoort
 Pledging Verpanding
 Policy Polis
 Premium Premie
 Purchase priceKoopsom
 Real estate broker/agentMakelaar
 Received rent – Ontvangen huur
 Redemption – Aflossing
 Residence permit – Verblijfsvergunning
 Salary slip – Slarisstrook
 Sales contract – Koopcontract
 Savings-based mortgage – Spaarhypotheek
 Seller/vendor – Verkoper
 Surplus value – Overwaarde
 Tenant/renter – Huurder
 Term – Looptijd
 To pass a mortgage deedPasseren van hypotheekakte
 Transfer dateTransportdatum
 Valuation reportTaxatierapport
 Variable/flexible interestVariabele rente

Buying a home is a complicated and often confusing process even when using your native language in a system you are familiar with.

Hopefully these terms will make it a bit easier to buy a home in the Netherlands - although we still recommend asking the specialists!
 

Henk van Seijen is a partner at Finsens, specialists in rendering services to expats in the areas of tax, mortgages and investment advice.

For more information request the mortgage guide from Finsens.


Order Mortgage Guide Finsens

 

Henk

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Henk van Seijen

With 20 years of experience Henk van Seijen is the professional to contact mortgages and financial planning. He is partner at Finsens.

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