Mastercard and Visa debit to replace Maestro and V PAY in the Netherlands

Mastercard and Visa debit to replace Maestro and V PAY in the Netherlands

Mastercard has announced that, from July 1, 2023, Debit Mastercard will replace all Maestro debit cards in the Netherlands. V PAY will also be phased out, before ultimately being replaced by new Visa Debit cards.

Mastercard phasing out Maestro debit cards from July

Many people with bank accounts in the Netherlands currently have Maestro-branded debit cards, which sadly aren’t compatible with various online payment systems, and aren’t usable for payments outside of Europe. 

From this summer, those with Maestro debit cards will switch over to a new system, called Debit Mastercard. The new card will offer more options and benefits to users, such as being able to use their card at more than 80 million acceptance points around the world and complete online transactions without having to rely on platforms like iDEAL.

Similarly, those with V PAY debit cards will soon instead be offered Visa Debit cards - although a hard date for this transition is yet to be announced.

What does the switch to Mastercard and Visa Debit mean for you?

So what does this mean for you? Well luckily, as an account holder at a Dutch bank, you won’t have to do very much; once your current debit card expires, or if you need a replacement card for any reason, from July 1 the replacement card sent by your bank will be a Mastercard Debit. 

Banks have already been given the option to switch over to the new debit cards, although few have opted to do this so far; currently, only Rabobank has made the switch from Maestro to Mastercard Debit.

Until you get a new card, you will still be able to use your Maestro or V PAY card at terminals and cash machines in the Netherlands.

Thumb: Robinotof via

Victoria Séveno


Victoria Séveno

Victoria grew up in Amsterdam, before moving to the UK to study English and Related Literature at the University of York and completing her NCTJ course at the Press Association...

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PeterBruins2 15:28 | 13 January 2023

The article states that only Rabobank has made the switch from Maestro to Mastercard Debit. That's not entirely correct. bunq already offers Mastercard Debit cards since a few weeks, and this week I got an email from bunq, stating they will stop issuing Maestro cards after 16 January (next monday). More information:

stephenCostanzo2 21:37 | 13 January 2023

All of these articles don't really say anything new. Like what does it mean for my security? As I us citizen we don't have the level of security with our debit cards like I have in the NL. So with this change do I go back to being able to use my card unchallenged for pin codes over a certain amount? Or after a certain number of times? Will this mean I now get charged atm fees? Is my account less secure because all we needed before in the US was the cc# printed on the card and the ccv number and they could take money from the account? That's the kind of stuff I'd expect to hear, new/real information. not rehashes of the same story over and over again.

Antonín Jelínek 19:24 | 29 January 2023

Finally. :) Congrats and welcome in the 21th century. :D I was really suprised how obsolete dutch banking system is. The same websites etc. It seems as for digital assets Netherlands is 10 - 15 years stucked back in time.