Lemonade: Contents and liability insurance for the 21st century

Lemonade: Contents and liability insurance for the 21st century


Get insured in minutes with Lemonade!

It's not mandatory for residents of the Netherlands to purchase contents and liability insurance, but most people do. Why? To cover you when something unpleasant happens, and to prevent situations where you would have to fork out a lot of money.

With Lemonade, you can insure the stuff you love in just a few minutes, without any hassle or paperwork (so, you don't have to get off your sofa).

Best of all, your insurance will cover your stuff at home or on the go, including your bike. Plain and simple. It's insurance anyone can understand, starting from only 2 euros per month!

What does Lemonade cover?

Lemonade offers two types of insurance policies - contents insurance and liability insurance. Both are considered basic insurance products, so if you want proper protection, you should consider getting both.

5 reasons to purchase Lemonade insurance

Here are five reasons why Lemonade is right for you:

1. Instant everything

With Lemonade, you can get insured and file claims 24/7 via the app. It only takes a few minutes: simply tap the claim button, answer a few questions and tell Lemonade what happened in a video. Their digital claims assistant AI Jim will take care of the rest.

2. Unconflicted business model

Lemonade takes a flat fee from your monthly premiums, and uses the rest to pay out claims. If there's leftover money, it goes to charities chosen by the customer. This way, Lemonade eliminates the conflict of interest between the insured and the insurer. As a result, they’ve created a business model that doesn’t benefit from denying claims.

3. Fully customisable product

With Lemonade, you only pay for the coverage you need and can easily personalise your policy. For instance, you can adjust the coverage amounts, add extra coverage or change your deductible via the app.

4. Anti Theft Package

Whether you’re chilling in your favourite coffee place or cycling to work, with the Lemonade Anti Theft Package your stuff is protected against theft inside and outside your home. So, if you’d like to insure your bike or laptop, simply activate the add-on (from an additional three euros per month).

5. Giveback

The best part of your Lemonade insurance is that it lets you donate unclaimed premiums to local charities. Lemonade takes a flat fee and uses the rest of your premiums to pay out claims. Whatever's left, supports charities of your choice like Kika and KNGF Geleidehonden.

Read more about the Lemonade Giveback here.


At Lemonade, you can get insured from only 2 euros per month:

  • Contents insurance = From 2 euros / month
  • Liability insurance = From 2 euros / month
  • Anti Theft add-on = From 3 euros / month
  • All Risk add-on = From 5 euros / month

You can cancel your monthly subscription anytime. 

Find out more about Lemonade

Want to know more? Check out Policy 2.0, the world’s first open-source insurance policy written for customers, not lawyers, or read their FAQ.



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